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You need to have a government issued ID, be no less than 18 yrs old and be a authorized U.S. resident. In addition, you’ll have to offer a evidence of earnings and employment, and also have an Lively bank account.
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As we are not a lender, we are unable to disclose any certain fees and charges since they depend on: 1) your lender generally; 2) the regional regulations which could change by state.